STATUTE OF LIMITATIONS
Personal Property: 3 Years
Personal Injury: 1 Year
Breach of Contract (Written): 6 Years
Breach of Contract (Oral): 6 Years
Statute of Repose (Real Property): 4 Years
Statute of Repose (Products): 10 Years
Breach of Warranty: 4 Years

GOVERNMENT LIMITATIONS/NOTICE REQUIREMENTS
Municipalities: Suit must be commenced within 1 year of claim accrual

                                                                      State:  Written notice of claim must be filed (on Claim For Damages Form) with Division of Claims Administration                                   (DCA) within applicable statute of limitations.  DCA has 90 days to respond

PIP/MED PAY SUBROGATION
PIP: NO
MED PAY: YES
-Only if authorized in policy language

CONTRIBUTORY NEGLIGENCE
Modified Comparative-50%
Plaintiff cannot recover if 50% or more at fault (if found to be 50% at fault, no recovery)

PARENTAL RESPONSIBILITY
Limitation on Parents’ Liability: $10,000.00
-No limitation on damages when parent knows or should have known of child’s propensity
Liable when child under 18 causes willful or malicious injury or property damage

JOINT AND SEVERAL LIABILITY
Several Liability
-Exception for product liability cases and in situations where defendants act in concert

VICARIOUS LIABILITY
AGAINST OWNER OF VEHICLE: NO

MADE WHOLE DOCTRINE
Applies