Kentucky

STATUTE OF LIMITATIONS
Personal Property: 2 Years
Personal Injury (Non-Auto): 1 Year
Personal Injury (Auto): 2 Years
Breach of Contract (Written): 15 Years
Breach of Contract (Oral): 5 Years
Statute of Repose (Real Property): 5 Years
Statute of Repose (Products): 5 or 8 Years (Sale v. Manufacture Date)
Breach of Warranty: 4 Years

PIP/MED PAY SUBROGATION
                                                            PIP: YES (Only Against Third Party Carrier if Insured)
MED PAY: YES

CONTRIBUTORY NEGLIGENCE
Pure Comparative
Plaintiff’s damages will be reduced by their own liability no matter how large, so long as it’s less than 100% (i.e. 99% at fault can still recover 1%)

PARENTAL RESPONSIBILITY
Limitation on Parents’ Liability:
-$2,500.00/$10,000.00 for vandalism
-Unlimited for auto liability

GOVERNMENT NOTICE REQUIREMENTS

 All claims must be filed within one year against State 

Notice filed within 90 days against City/Local Govt. 

JOINT AND SEVERAL LIABILITY
Several Liability
Each defendant is only responsible for their own negligence

VICARIOUS LIABILITY
AGAINST OWNER OF VEHICLE: NO

MADE WHOLE DOCTRINE
Applies but can be modified by contract/policy language

DEDUCTIBLE REIMBURSEMENT
Pro-Rata